Financial Tool
Novated Lease Calculator
Compare estimated total costs of novated leasing versus standard vehicle finance. Adjust inputs to model your scenario — indicative figures only.
Leasing vs Buying Comparison
Estimate total cost over your chosen lease term. Not personal financial advice.
Vehicle Price$45,000
Annual Salary$95,000
Lease Term5 years
Finance Rate6.5%
Annual Kilometres15,000 km
$0
Total Lease Cost
$0
Total Buy Cost
$0
Est. Lease Savings
Important Disclaimer
This calculator provides indicative estimates based on simplified assumptions including marginal tax rates, GST credits, and FBT estimates. Actual outcomes vary significantly. Consult a qualified financial adviser before making decisions.